2026 • Next-gen AI FinTech platform

One intelligent platform for finance, lending, collection, ERP, mobile and AI.
Infinite business possibilities.

Run loans, collections, customers, accounts, field teams, communications and business intelligence from one ecosystem — built for financial institutions and growing businesses.

Cloud based GPS field collection WhatsApp & SMS automation Admin, agent & customer apps

Dashboard figures above are sample values shown to illustrate the interface.

Describe your lending model in your own words. We'll match it to the right platform.

Infossel at a glance

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Years building finance software
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Finance and enterprise products
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Deployments
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Offices across South India
Infossel Soft Solutions

Finance software

Platforms for businesses that lend and collect

Purpose-built for each lending model — not one system bent to cover them all.

13 platforms

Lending & Loan Management5

Auto Finance / Hire Purchase

AI

Hire purchase and vehicle loan management with agreement documentation, seizure tracking, automated penalty interest…

  • HP agreement and documentation matrix
  • Vehicle seizure tracking and repossession logs
  • Automated penalty and overdue interest engine

Gold Finance / Pawn Broking

Gold loan and pawn broking software with an ornament valuation calculator, pledge and re-pledge…

  • Ornament weight, purity and valuation calculator
  • Pledge, re-pledge and release automation
  • Grace period and auction management panels

Micro Finance / JLG / SHG

AI

Microfinance software for SHG and JLG group lending with centre mapping, meeting schedules, OTP/biometric-ready…

  • SHG and JLG group lending hierarchies
  • Collection centre mapping and meeting schedules
  • Biometric and OTP authentication ready

NBFC Software Framework

AI

NBFC lending platform with a compliance-oriented accounting and audit engine, asset classification and dynamic…

  • Auditable accounting and provisioning engine
  • Asset classification and dynamic provisioning
  • End-to-end loan origination to servicing lifecycle

Auto Consultancy Software

Vehicle brokerage software with commission and registration management, buyer-seller requirement matching, RTO and insurance…

  • Vehicle brokerage, commission and registration manager
  • Buyer-seller requirement matching engine
  • Document flow tracking for RTO forms and insurance

Field Collection3

Daily Weekly — Pre Interest

Pre-interest daily and weekly finance with advance interest deduction, fixed-tenure micro-scheduling, GPS-routed field collection…

  • Advance interest deduction architecture
  • Micro-scheduling for fixed tenure accounts
  • Field collection app syncing via GPS routing

Daily Weekly Finance

Daily and weekly collection finance with fluid ledger posting, live route manager dashboards, instant…

  • Fluid ledger posting for regular collections
  • Live dashboard for admin and route managers
  • Instant WhatsApp and voice confirmation alerts

Vasool Easy Collection App

Field agent collection app for daily and weekly finance with offline data cache and…

  • Daily and weekly field agent collection app
  • Offline data cache with automatic cloud syncing
  • Built-in Bluetooth thermal printer interface

Chit Fund & Nidhi3

Chit Fund — Scheme Based

Scheme-based chit fund software with a multi-scheme enrolment matrix, subscriber ledgers, bonus and dividend…

  • Multi-scheme management and enrolment matrix
  • Subscriber ledger and bonus dividend automation
  • Integrated gateway for online due remittance

Chit Fund — Auction Based

Auction chit software with live bidding and minutes logging, dividend and foreman commission split,…

  • Live auction bidding and minutes log processing
  • Dividend calculation and foreman commission split
  • Defaulter tracking and legal intimation routing

Nidhi Limited Software

Nidhi company software covering share capital and membership allocation, RD/FD/savings core processing, loan against…

  • Share capital and membership allocation control
  • RD, FD and savings account core processing
  • Loan against property and gold loan calculators

Finance ERP & AI2

Ifina AI Collection App

AI

AI-assisted collection app with predictive default analysis, an optimisation engine tuned for auto finance,…

  • Predictive default analysis on the overdue book
  • Optimisation engine tuned for auto finance
  • Intelligent follow-up schedule and alerts

Multipurpose Finance ERP

AI

Combined architecture covering all Infossel finance and chit modules with a unified single-view customer…

  • Combined architecture: all finance and chit modules
  • Unified single-view customer master dashboard
  • Inter-branch consolidation and data control
iCloud Software

Enterprise & industry software

Everything else your business runs on

Readymade and custom platforms for billing, industry operations, mobile apps and brand growth.

14 platforms

Industry Software6

Insure 360

Insurance policy lifecycle automation with WhatsApp renewal reminders and brokerage and commission split accounting.

  • Complete insurance policy lifecycle automation
  • Renewal alert reminders over WhatsApp
  • Brokerage and commission split accounting

Garage 360

Garage management with job card generation and real-time status tracking, spare parts inventory and…

  • Job card generation and real-time status tracker
  • Spare parts inventory and supplier matrix
  • Mechanic performance and commission metrics

DigiGold Gold Saving App

Daily gold rate integration, micro-saving schemes with weight-accumulated ledgers and a native customer smartphone…

  • Daily gold rate integration engine
  • Micro-saving schemes with weight-accumulated ledgers
  • Native customer smartphone app

Pet Clinic Management

Electronic veterinary health records, OPD, vaccination and surgery planning with alerts, and pharmacy and…

  • Electronic veterinary health record files
  • OPD, vaccination and surgery planner alerts
  • Pharmacy and medical consumables billing

Matrimonial Enterprise Software

Parametric partner preference filtering, secure horoscope matching with document locks and a responsive iOS/Android…

  • Parametric partner preference filtering engine
  • Secure horoscope matching and document locks
  • Responsive iOS and Android client apps

iSkooly School Management

School management with a three-app ecosystem for admin, teachers and parents, live RFID/GPS fleet…

  • Admin, teacher and parent app ecosystem
  • Live RFID/GPS fleet tracking and attendance logs
  • Report card generation and exam timetable control

Billing & GST1

SmartBill 360 GST Billing

Retail billing with barcode scanning, GST return filing and report export, dynamic purchase orders…

  • Fast retail billing with barcode scanner
  • GST return filing and report export
  • Dynamic purchase orders and low-stock alerts

Business ERP7

Credit Card Management

Bill generation cycles and due tracking, swipe settlement and commission parameters, and customer balance…

  • Bill generation cycles and due trackers
  • Swipe settlement and commission parameters
  • Balance ageing with automated penalty matrix

ICMS Construction Management

Multi-site material inventory and indent pipelines, labour attendance, wages and contractor ledgers, and milestone…

  • Multi-site material inventory and indent pipelines
  • Labour attendance, wages and contractor ledgers
  • Milestone billing and project budget controls

Investment & Trading Engine

Live portfolio tracking dashboards for clients, multi-asset profit and loss analytics and a bundled…

  • Live portfolio tracking dashboard for clients
  • Multi-asset profit and loss analytics
  • Bundled customer app integration suite

E-Seva Management System

Centralised token counter and application manager, service charge and government fee balancing, and automated…

  • Centralised token counter and application manager
  • Service charge and government fee balancing log
  • Automated status delivery updates by SMS

Event Management Suite

Venue booking calendars with vendor cost tracking, resource allocation and guest management, and quotation,…

  • Venue booking calendars and vendor cost tracker
  • Resource allocation and guest management
  • Quotation, invoice and advance billing ledgers

Rental Management ERP

Tenant onboarding with a lease agreement vault, maintenance cost matrix with automated due reminders…

  • Tenant onboarding and lease agreement vault
  • Maintenance cost matrix with automated reminders
  • Commercial property portfolio view

New Chit Fund System

Enterprise chit variant with a refined interface, instant online payment aggregator control and advanced…

  • Refined interface variant for enterprise groups
  • Instant online payment aggregator controls
  • Advanced dividend yield analytics

The platform underneath

Not a product list. An operating system for lending.

Every Infossel product draws on the same platform, so a customer onboarded in one module is the same customer everywhere else — origination, collection, accounting and analytics included.

Lending

Loan Origination
Customer KYC
Loan Management
EMI Scheduling
Multi-Branch Management
Role Based Access

Collection

Field Collection
Live GPS Tracking
Collection Mobile App
Digital Receipts
Bluetooth Printing
Offline Sync

Payments

Online Payment Gateway
eNACH
NACH
Bank API

Messaging

SMS Automation
WhatsApp API
Voice Alerts
AI Follow-up

Identity

eKYC
OCR
CIBIL
Equifax
Document Management

Accounts

Accounting
Ledger
Profit & Loss
Balance Sheet

Intelligence

Collection Analytics
NPA Monitoring
Default Prediction
Customer Mobile App
Admin Mobile App
AI Chatbot

How it works

From enquiry to closure, on one record

Step 1

Onboard once

Customer, KYC and documents captured once and reused across every loan, deposit or chit they hold.

Step 2

Disburse and schedule

Interest method, tenure and charges come from the scheme, so the EMI schedule is generated rather than typed.

Step 3

Collect in the field

The agent collects at the doorstep, prints a receipt, and the ledger updates — even where there is no signal.

Step 4

See the position

Collections, overdue, branch and agent performance roll up live, instead of being assembled at month end.

Infossel AI

From software automation to intelligent decision making

Your system already knows who paid and who did not. The useful step is telling your team where today's hours actually change the outcome.

See what the AI does

Decision support. A person approves every sanction and escalation — we do not offer automated credit decisions.

Today's follow-up list

12 high 31 medium 96 low
  • Visit — 4 accounts drifting toward NPA
  • Call today — 8 usually pay after one reminder
  • WhatsApp — 31 due in the next 3 days

Sample figures, shown to illustrate the output.

Mobile ecosystem

Collection happens on a doorstep, not at a desk

GPS-stamped entries, offline capture, Bluetooth receipts. Custom-branded builds published under your own company name.

12 apps

Field staff7

Vasool Easy

Daily and weekly field collection with offline cache and Bluetooth receipt printing.

GPS Offline Print

Auto Finance Collection App

Vehicle finance field collection with route mapping and instant receipts.

GPS Offline Print

Daily / Weekly Collection App

Route-based daily and weekly collection for field agents.

GPS Offline Print

Ifina AI Collection App

AI-prioritised follow-up list with recommended action per account.

GPS Offline Print

Milk Delivery App

Route delivery, daily quantity capture and monthly billing.

GPS Offline

Transport Load Management App

Load posting, trip tracking and settlement for transport operators.

GPS

iVaahan — Auto Consultancy

Vehicle deal capture, document status and commission tracking on the move.

Admin & management1

Daily / Weekly Admin App

Live route, agent and cash position monitoring for owners and managers.

Customer4

Chit Customer App

Subscriber ledger, due alerts and online payment for chit members.

Gold Finance Customer App

Pledge details, due dates and payment for gold loan customers.

DigiGold App

Daily gold rate, micro-savings and accumulated weight ledger.

Matrimonial App

Preference-based partner search with secure document handling.

Selvaprabu

From the Managing Director

Architecting the Future of Financial Automation

Finance businesses do not stall for lack of ambition. They stall because the ledger sits in one place, the agent's notebook in another, and nobody sees the whole picture until month end. Closing that gap is the work.

Selvaprabu Managing Director, Infossel Soft Solutions

About the company

Start here

See it running on your own business model

Tell us how you lend and collect. We'll walk you through the exact modules you'd use — and leave you with demo access.