Finance software, and everything around it

Hire purchase and vehicle loan management with agreement documentation, seizure tracking, automated penalty interest and a GPS collection app for field agents.

• HP agreement and documentation matrix
• Vehicle seizure tracking and repossession logs
• Automated penalty and overdue interest engine
• Agent mobile collection app integration

Gold loan and pawn broking software with an ornament valuation calculator, pledge and re-pledge automation, grace period control and auction management.

• Ornament weight, purity and valuation calculator
• Pledge, re-pledge and release automation
• Grace period and auction management panels
• Instant SMS receipts to pledgers

Microfinance software for SHG and JLG group lending with centre mapping, meeting schedules, OTP/biometric-ready authentication and detailed aging and NPA frameworks.

• SHG and JLG group lending hierarchies
• Collection centre mapping and meeting schedules
• Biometric and OTP authentication ready
• Detailed ageing and NPA allocation frameworks

NBFC lending platform with a compliance-oriented accounting and audit engine, asset classification and dynamic provisioning, and full loan origination to servicing lifecycle.

• Auditable accounting and provisioning engine
• Asset classification and dynamic provisioning
• End-to-end loan origination to servicing lifecycle
• Bureau integration ready (CIBIL / Equifax)

Vehicle brokerage software with commission and registration management, buyer-seller requirement matching, RTO and insurance document flow tracking and deal settlement.

• Vehicle brokerage, commission and registration manager
• Buyer-seller requirement matching engine
• Document flow tracking for RTO forms and insurance
• Deal closure and settlement system

Pre-interest daily and weekly finance with advance interest deduction, fixed-tenure micro-scheduling, GPS-routed field collection and automated defaulter escalation.

• Advance interest deduction architecture
• Micro-scheduling for fixed tenure accounts
• Field collection app syncing via GPS routing
• Automated defaulter escalation notifications

Daily and weekly collection finance with fluid ledger posting, live route manager dashboards, instant WhatsApp and voice confirmations and full P&L logs.

• Fluid ledger posting for regular collections
• Live dashboard for admin and route managers
• Instant WhatsApp and voice confirmation alerts
• Comprehensive profit and loss balance logs

Field agent collection app for daily and weekly finance with offline data cache and automatic cloud sync, Bluetooth thermal printing and live…

• Daily and weekly field agent collection app
• Offline data cache with automatic cloud syncing
• Built-in Bluetooth thermal printer interface
• Live map route optimisation for officers

Scheme-based chit fund software with a multi-scheme enrolment matrix, subscriber ledgers, bonus and dividend automation, online payment gateway and a customer app.

• Multi-scheme management and enrolment matrix
• Subscriber ledger and bonus dividend automation
• Integrated gateway for online due remittance
• Customer app access for live ledger view

Auction chit software with live bidding and minutes logging, dividend and foreman commission split, defaulter tracking and legal intimation routing.

• Live auction bidding and minutes log processing
• Dividend calculation and foreman commission split
• Defaulter tracking and legal intimation routing
• Built around Central and State Chit Fund Act workflows

Nidhi company software covering share capital and membership allocation, RD/FD/savings core processing, loan against property and gold calculators, and regulatory reporting logs.

• Share capital and membership allocation control
• RD, FD and savings account core processing
• Loan against property and gold loan calculators
• Regulatory reporting logs for filings

AI-assisted collection app with predictive default analysis, an optimisation engine tuned for auto finance, intelligent follow-up scheduling and voice-bot integration.

• Predictive default analysis on the overdue book
• Optimisation engine tuned for auto finance
• Intelligent follow-up schedule and alerts
• Voice-bot reminder integration

Combined architecture covering all Infossel finance and chit modules with a unified single-view customer dashboard, inter-branch consolidation and an expandable modular ledger.

• Combined architecture: all finance and chit modules
• Unified single-view customer master dashboard
• Inter-branch consolidation and data control
• Expandable modular ledger